Wholesale Lending
Built for Mortgage Brokers
A dedicated third-party origination platform delivering flexible loan programs and direct broker support.
Wholesale Lending
Built for Mortgage Brokers
A dedicated third-party origination platform delivering flexible loan programs and direct broker support.
Real TPO is a wholesale lender focused exclusively on working with independent mortgage brokers. We provide access to a wide range of conventional and non-QM loan programs, supported by experienced underwriting and a streamlined process designed to help brokers close more loans with confidence.
Loan Programs
Explore our wholesale loan programs below. Click a program to view highlights and access detailed matrices.
Why Brokers Choose Real TPO
Direct Wholesale Lender
Real TPO operates exclusively as a wholesale lender, with no retail channel and no competition with our broker partners. Our platform is built to support brokers directly, with transparent processes and aligned incentives from submission through closing.
Flexible Underwriting
We offer a broad range of loan programs designed to accommodate real-world borrower scenarios. Our underwriting approach emphasizes clarity, consistency, and flexibility across documentation types while maintaining responsible lending standards.
Transparent Guidelines
Clear guidelines and accessible matrices allow brokers to quickly evaluate program fit and structure loans with confidence. We prioritize straightforward documentation requirements and minimize ambiguity throughout the process.
Broker-Focused Support
Our team is structured to support brokers with timely communication and hands-on assistance. From initial questions to closing, brokers work with a responsive team that understands the importance of speed, accuracy, and reliability.
Why Brokers Choose Real TPO
Direct Wholesale Lender
Real TPO operates exclusively as a wholesale lender, with no retail channel and no competition with our broker partners. Our platform is built to support brokers directly, with transparent processes and aligned incentives from submission through closing.
Flexible Underwriting
We offer a broad range of loan programs designed to accommodate real-world borrower scenarios. Our underwriting approach emphasizes clarity, consistency, and flexibility across documentation types while maintaining responsible lending standards.
Transparent Guidelines
Clear guidelines and accessible matrices allow brokers to quickly evaluate program fit and structure loans with confidence. We prioritize straightforward documentation requirements and minimize ambiguity throughout the process.
Broker-Focused Support
Our team is structured to support brokers with timely communication and hands-on assistance. From initial questions to closing, brokers work with a responsive team that understands the importance of speed, accuracy, and reliability.
Licensed Nationwide
Real TPO is licensed in multiple states across the U.S. Licensing availability varies by product type and occupancy.
Licensed Nationwide
Real TPO is licensed in multiple states across the U.S. Licensing availability varies by product type and occupancy.